Frequently Asked Questions
Political risk keeps business owners up at night. We get it. That's why we've compiled the questions we hear most often—the ones that actually matter when your assets are on the line. Skip the marketing fluff. Here's what you need to know about protecting what you've built.
We protect your business from the stuff governments do that tanks profits. Currency controls. Expropriation. Civil unrest. Contract breach by state actors. Basically, we hedge against the political chaos that insurance companies won't touch. Your operations keep running. Your capital stays protected. We've covered everything from manufacturing facilities in volatile regions to agricultural exports in countries with... let's say unpredictable leadership.
Once we receive your application, initial assessment takes 5-7 business days. The full underwriting process? Usually 2-3 weeks, depending on complexity and which countries you're operating in. Emergency expedited reviews are possible if you're facing an imminent political event. We've processed coverage in 48 hours when necessary. Speed matters when things are falling apart.
We do. Our service areas span emerging markets across Eastern Europe, Central Asia, and select regions in the Balkans. We've got coverage for operations in countries most firms won't touch. That said, we don't cover every nation on Earth—some are just too unstable even for us. Call us and we'll tell you straight whether your geography is something we can work with.
No hidden fees. No mysterious charges buried in footnote 47. Premium costs depend on your specific exposure, the country you're operating in, and how much coverage you need. We typically charge as a percentage of your total insured value—anywhere from 0.5% to 3%, depending on risk. We'll give you a detailed quote before you commit to anything. Transparency isn't optional here.
Report the incident to us within 30 days. We'll document everything, verify your losses, and process payment. Most claims settle within 60-90 days—not the forever-waiting situation you get with traditional insurers. We've handled currency freeze-ups, equipment seizures, and government contract cancellations. You provide evidence. We validate. You get paid. Done.
Yes and no. We guarantee coverage for the specific events outlined in your policy. We guarantee we won't vanish when you file a claim (that's our actual track record). What we can't guarantee is that political chaos won't happen. That's kind of the whole point. We're betting it will, and we're protecting your wallet when it does. Think of it like fire insurance—we're not preventing the fire, we're covering the damage.
Details about your business operations. Where you're operating. What assets you want protected. Your revenue exposure in each country. Previous losses from political events, if any. Recent financial statements. Basically, everything we need to understand your actual risk. The more honest you're upfront, the better coverage we can build. Hiding stuff means gaps in protection—that's on you, not us.
Call us at +40 815 979 869. Email [email protected]. Or swing by our office at Calea Victoriei 141 in Galați (Cluj area). We answer phones. We respond to emails. We're not a chatbot farm. Real people handle your account. Response time is usually same-day for urgent matters. You're not getting shuffled through an endless phone tree.